When someone calls and has a bankruptcy related question, what they are really seeking is a bankruptcy lawyer. It can be a very simple question such as where is your office located or it can be a very complex question such as how does Chapter 11 differ from Chapter 13? In any event, what I try to do is answer the question to the best of my ability. If it is something that cannot be easily answered over the telephone, then I will invite the person to come to the office for an initial consultation. If I don’t know the answer immediately, I have the ability to research the law on the topic at hand. Visit our website
Most of the advice that I give out is dealing with bankruptcy basics. People want to know whether or not they qualify. They then want to know the cost. Most people will qualify for debt relief under either Chapter 7 or Chapter 13 of the bankruptcy code. In rare instances, the debtor will not fall within the filing requirements of either chapter. In those cases, the debtor can explore non-bankruptcy alternatives. Those include working out installment, payment plans or simply avoiding collection efforts.
I often caution against someone who thinks it’s easy to file bankruptcy yourself and avoid the expense of a lawyer. In most cases, the debtor will not be able to handle the filing without a skilled attorney. The laws have changed and way it was done 10 years ago is not how it is done today. In fact, many attorneys who used to file bankruptcy cases are no longer practicing bankruptcy. They simply were not able to keep up with the changes to the law. In the Northern District of Illinois, there is a great disparity between the decisions of the judges. What may work in one judge’s courtroom may not work in the adjacent courtroom.
When someone is thinking of claiming bankruptcy, I invite them in for an initial consultation. I also advise that he or she view several of the lengthy videos on my website. There is so much information out there if someone is willing to take the time and investigate. I have a thirty minute video on Chapter 7 bankruptcy and a 30 minute video on Chapter 7 filing. I find that an informed client is better than an uninformed client. It makes the entire process easier on both parties if there is a general understanding of what is to come. The best advice I can give is to seek help from an attorney who is an authority on the subject. I have made helping people file for bankruptcy my life’s work.
by: DUI Information Association
If you’ve been pulled over and accused of a drunk driving offense, or more commonly referred to as a DUI or DWI, then you probably have a lot of questions. You are probably scared, confused, and a little angry if you didn’t feel you deserved it. Visit this website
Regardless of the circumstances surrounding your incident you need to take immediate action to protect yourself, your freedom, and most importantly your driver’s license. You should consult with an attorney who specializes in DUI defense immediately. If you cannot afford to retain an attorney then consider meeting with one during a free consultation to get as much free help as possible. Here are some things you should consider:
1. Contact DMV and request a hearing within the specified amount of time (usually between 7-10 days depending on the state) to try and save your drivers license.
2. The time limit is calculated from the issue date of the temporary driver license or order of revocation which is usually the day of your arrest.
3. If you are out of state, or hold an out of state license that state’s DMV will still take action against your license.
4. This temporary driver license (paper one the cop gave you) is valid for only a few days from the issue date unless you request a DMV hearing. If your DMV hearing is requested the motor vehicles will “stay”” your suspension and your temporary license will be extended until the hearing is complete.
5. Don’t get the DMV hearing and the court appearance confused. The outcome of one almost never affects the outcome of the other.
In the DMV hearing, the hearing officer will decide on certain issues like whether the police officer had a legal reason to stop you; whether the police officer had a legal reason to arrest you; and whether or not the blood, breath, or urine result/test is reliable enough to suspend your license. This type of hearing is considered administrative and not criminal so if you expect to be represented you will need your own lawyer. More Information here
About The Author
The DUI Information Association, at http://www.duiprocess.com provides legal information and resources to those with DUI or DWI conviction records.
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